Financing Options
Get the jewelry of your dreams with the payment option that's right for you.
6-Months | No Interest* | $500 Minimum Purchase |
12-Months | No Interest* | $1,000 Minimum Purchase |
36-Months | 11.99% APR** | $1,500 Minimum Purchase |
60-Months | 11.99% APR** | $2,000 Minimum Purchase |
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Read our blog to learn more about your payment options.
*Deferred Interest: With a Deferred Interest Promotion, a minimum monthly payment is required, and varies based on your balance and account terms. No interest will be charged on the promotional purchase if you pay the purchase amount in full within the applicable promotional period.
Interest will still accrue at the standard rate for your account. But it is only assessed if you don’t pay the purchase balance within the promotional period. If you only make the minimum payments, you may not pay off your purchase by the end of the promo period. To avoid accrued interest, you must pay in full before the end of the promotional period.
**Fixed Pay: With a Fixed Pay Promotion, a reduced APR is charged on the promotional purchase from the purchase date, and the same fixed payment amount is required monthly.
Interest is assessed on the promotional purchase at the reduced APR, and equal payments are required until the promotion is paid in full. Example: 7.9% APR for 24 months until paid in full.
***Equal Payment: With an Equal Payment Promotion, no interest will be charged on the promotional purchase and the same equal payments are required monthly. This monthly payment amount is determined by dividing the purchase price by the number of months in the promotional period. All payments must be made on monthly due date to avoid late fees.